India's Salary & CTC Resource
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Side-by-side tax slabs and feature comparison — know exactly which regime saves you more.
| Income Range | Tax Rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4,00,001 – ₹8,00,000 | 5% |
| ₹8,00,001 – ₹12,00,000 | 10% |
| ₹12,00,001 – ₹16,00,000 | 15% |
| ₹16,00,001 – ₹20,00,000 | 20% |
| ₹20,00,001 – ₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
| Income Range | Tax Rate |
|---|---|
| Up to ₹2,50,000 | Nil |
| ₹2,50,001 – ₹5,00,000 | 5% |
| ₹5,00,001 – ₹10,00,000 | ₹12,500 + 20% above ₹5L |
| Above ₹10,00,000 | ₹1,12,500 + 30% above ₹10L |
| Feature | New Tax RegimeFY 2025-26 • Simplified Slabs | Old Tax RegimeFY 2025-26 • With Deductions |
|---|---|---|
| Standard Deduction | ₹75,000 | ₹50,000 |
| Section 80C (PF, ELSS, LIC) | Not Available | Up to ₹1.5 Lakh |
| HRA Exemption | Not Available | Available |
| Home Loan Interest (Sec 24b) | Not Available | Up to ₹2 Lakh |
| NPS Deduction (80CCD) | Employer share only | Employee + Employer |
| Leave Travel Allowance (LTA) | Not Available | Available |
| Tax Rebate u/s 87A | Up to ₹60,000 (income ≤ ₹12L) | Up to ₹12,500 (income ≤ ₹5L) |
| Best Suited For | Low deduction claimants | High deduction claimants |
| Complexity | Simple | More Complex |
CTC, gross, net — clear answers to questions every employee has but rarely gets answered.
Three terms that confuse almost everyone. Understand exactly what each means and why your in-hand salary is always less than your CTC.
Basic, HRA, DA, Special Allowance, Conveyance — what each line item on your payslip means and how it affects your taxes.
A straightforward comparison with real numbers. Find out which regime saves more tax based on your income and investment level.
Before your next appraisal, read this. Scripts, data points, and negotiation tactics that actually work in Indian workplaces.
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What Part A and Part B contain, how to read them, and how to use Form 16 correctly while filing your income tax return.
In-depth guides written specifically for Indian salaried professionals.
Thousands of Indian professionals use CTC BreakDown every month to understand their salary better.
Clear answers to the most common salary and CTC questions.
Every calculator and guide is built around Indian salary structures, tax laws, and workplace realities.